Individual Investors

• Evaluate current portfolio and mix of investments
• Provide guidance in defining and setting investment goals
• Recommend overall asset allocation based upon stated objectives
• Select stocks, mutual funds, bonds and other investment opportunities as appropriate
• Provide model portfolios for investors wanting simplicity
• Review other key decisions involving insurance, real estate, credit arrangements and new businesses
• Prepare simplified performance reviews to supplement brokerage statements
• Meet with clients as requested

Trusts and Foundations

• Evaluate stated goals and objectives
• Recommend mix of high quality investment alternatives to meet stated objectives
• Conduct proprietary GAP analysis designed to monitor performance
• Evaluate outside money managers, if applicable
• Monitor all key aspects of the plan for fiduciary implications
• Prepare simplified quarterly performance reports to supplement brokerage statements
• Meet with management and trustees as requested

• Plan design and evaluation
• Risk analysis, enrollment and education for participants
• Model portfolios for employees wanting simplicity
• Trustee development and education
• ERISA compliance reviews to reduce 404C fiduciary risk
• Quarterly performance briefings to management
• Ongoing follow-up using my innovative GAP analysis to improve performance
• Constant focus on overall fee reduction, both investment and administrative
• Interface with key vendors to continually improve and simplify the plan
• Employee and manager meetings as requested